Cargo Insurance

GrimGriz

Now that commodity splashing can have profound effects, should cargo insurance on commodities be removed?

Zaz

No, because if someone is going to do for the reason of, oooh, lets see, helping their faction getting an upper hand then when they respawn their vessel, the faction they have helped (in most cases) would be the one paying their losses.

There are always going to be downsides to such an action though and strangely (IMO) about two years ago on EU, someone was lifetime banned for homing at a pos or sth in GBS and repeatedly splashing commods from there to help his home faction for an RP-arc.

I believe ALL cargo should be insured because every now and then, for absolutely no reason whatsoever, someone comes along and rips your laden kit-tow causing many millions of losses and an internal rage close to the fiery depths of hell and damnation.

vorlon31

Ive never understood why equip's not insured anyway. I was once told that it led to exploits but??

Youve paid for it, your hauling it, why arent you insured for it?

Even at a nominal 90% of cheapest station cost would be better than 0

Ambrosius

IMO, once you achieve a certain level (Transport level maybe?), insurance ought to be either partially or complately purchased prior to a run. This way you could decide whether it is worth it to purchase insurance. If you have a short safe run, or a longer run with a strong escort, perhaps you forego the insurance.

GrimGriz

Quote:

Originally Posted by Zaz

There are always going to be downsides to such an action though and strangely (IMO) about two years ago on EU, someone was lifetime banned for homing at a pos or sth in GBS and repeatedly splashing commods from there to help his home faction for an RP-arc.

We have one GM who's barely ever on, the splasher would most likely get away with it on this server (especially if it wasn't for an RP-arc). I'm glad equipment isn't insured, because especially with as painful as it's been lately to make instigators it'd suck if someone could load up with 200, splash, and barely use any money.

Ambro: The splasher would buy insurance for that run....

TRI Pilots On Duty
On Duty:	25
In Flight:	13
Solrain:	5
Octavius:	6
Quantar:	14
TRI:	0

Category	Pilot	Score
Kills	Algore	2,742
Kill Ratio*	_KROM_	470.000 %
Bounty Collected	Killntime	407,838,097
Munitions Accuracy*	Psycho	85.915 %
Projectile Accuracy*	Psycho	96.774 %
Total Conflux Kills	vorlon31	148,595
Experience	CaptainCow	100,000,000
Mission Success Ratio*	Arkady	100 %
Insurance Rating*	Knork	10 %
Net Worth	McPlowed	c22,063,537,526
Duty Hours	RedDwarf	16,920.2
*minimum requirements to qualify

View Poll Results: Should all cargo be uninsured?
Yes	4	25.00%
No	12	75.00%
Maybe	0	0%
Voters: 16. You may not vote on this poll

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	GrimGriz Highest Order Hypocrite Faction: non-aligned Join Date: Jul 2004 Location: Portland Posts: 2,648	Cargo Insurance Now that commodity splashing can have profound effects, should cargo insurance on commodities be removed?


	Zaz Cadet Pilot Name: lord_zaz Joystick: Saitek EVO Join Date: Jun 2005 Location: Cardiff, Wales Posts: 30	No, because if someone is going to do for the reason of, oooh, lets see, helping their faction getting an upper hand then when they respawn their vessel, the faction they have helped (in most cases) would be the one paying their losses. There are always going to be downsides to such an action though and strangely (IMO) about two years ago on EU, someone was lifetime banned for homing at a pos or sth in GBS and repeatedly splashing commods from there to help his home faction for an RP-arc. I believe ALL cargo should be insured because every now and then, for absolutely no reason whatsoever, someone comes along and rips your laden kit-tow causing many millions of losses and an internal rage close to the fiery depths of hell and damnation.
		__________________ Where there's a will, there's a way


	vorlon31 Member Faction: non-aligned Joystick: Saitek EVO Join Date: Dec 2004 Posts: 832	Ive never understood why equip's not insured anyway. I was once told that it led to exploits but?? Youve paid for it, your hauling it, why arent you insured for it? Even at a nominal 90% of cheapest station cost would be better than 0


	Ambrosius Member Pilot Name: Ambrosius Faction: Quantar Joystick: MS FF2 Join Date: May 2004 Location: The Stone Temple Posts: 1,652	IMO, once you achieve a certain level (Transport level maybe?), insurance ought to be either partially or complately purchased prior to a run. This way you could decide whether it is worth it to purchase insurance. If you have a short safe run, or a longer run with a strong escort, perhaps you forego the insurance.

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